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Yes, you can sell a house that is in foreclosure or pre-foreclosure in Miami or anywhere in Miami-Dade County, and doing so before the sale date is one of the most effective ways to protect your credit and walk away with cash. A cash home buyer can often close in as little as 7 to 10 days. For the full Florida foreclosure timeline and your legal options, read our in-depth guide on how to sell a house in foreclosure in Florida, or see our How It Works page for the sale process itself.
The most important step is not to ignore the paperwork. If you've received a notice of default or been served with a foreclosure lawsuit in Miami-Dade County, responding on time and understanding your timeline are critical, and a foreclosure attorney or HUD-approved housing counselor can help you understand your specific options. Selling your house for cash before the sale date is one path many homeowners choose once they've weighed their options.
Florida handles foreclosures through the court system, and an uncontested case commonly takes roughly 8 to 14 months from a missed payment to the final sale, though this varies by county and by your specific circumstances. That timeline usually leaves room to sell the house before an auction takes place, especially if you act early rather than waiting until a sale date is already scheduled. Our full breakdown of the Florida foreclosure timeline covers each stage in detail.
Yes. In most cases, you can still sell your house at any point up until the foreclosure sale itself. Many homeowners in Miami and throughout Miami-Dade County reach out to us after a lawsuit has already been filed, and selling before the court finalizes the sale still puts you, not a winning bidder at auction, in control of the outcome.
A completed foreclosure can remain on your credit report for years and can make it significantly harder to qualify for another mortgage. Selling the house yourself, before that auction date, generally allows you to pay off the loan through closing and avoid a completed foreclosure appearing on your record. Avoiding foreclosure and protecting your credit is one of the most common reasons homeowners come to us.
Yes. Falling behind on a mortgage often means other bills, such as HOA dues or property taxes, have also gone unpaid. In many cases, these amounts can be paid off directly from the sale proceeds at closing, so it's worth mentioning any outstanding liens or dues when you reach out, even if the mortgage is the more urgent concern.
We also buy houses in Broward County and Palm Beach County, and across the state in Orlando and Palm Coast. No matter where in Florida your home is located, time matters most in a foreclosure situation, and we move quickly to get you a fair offer.
Reach out with a few details about your property and where things stand with your lender and the court, and we'll present a fair, no-obligation cash offer within 24 hours. You choose the closing date, with no fees, commissions, or repairs required. Read the complete process on our How It Works page, or learn more about our team on our About Us page.
